Insurance We Offer
Commercial & Business Insurance
Protect your business with coverage built around your industry and risks.
From small businesses to growing operations, we help owners protect what they've built. Commercial insurance can cover your property, liability, vehicles, and employees under one trusted relationship.
We take the time to understand your business and assemble coverage that fits your industry, your exposures, and your budget.
What this coverage can include
- General liability and business owner's policies (BOP)
- Commercial property coverage
- Commercial auto and fleet coverage
- Professional and product liability
- Workers' compensation (see below)
Coverages and availability vary by carrier, state, and policy. Contact us to review the specific options available to you.
Commercial / Business Insurance — Frequently Asked Questions
What insurance does a small business need?
- Most small businesses start with general liability and, if they have employees, workers' compensation. Many bundle property and liability into a Business Owner's Policy (BOP), then add commercial auto, professional liability, or product liability based on their industry. We tailor the mix to your specific operation.
What is a Business Owner's Policy (BOP)?
- A BOP packages commercial property and general liability coverage into one convenient, cost-effective policy. It's a popular foundation for small and mid-size businesses, and we can add endorsements to fit your needs.
How much does commercial insurance cost?
- Cost depends on your industry, size, payroll, revenue, location, and the coverages you choose. Because we're independent, we shop multiple carriers to find competitive pricing for your specific risk profile.